Wouldn’t it be nice to get cash back on items you were going to purchase anyway? You can – and it does not take much time at all!
A cash-back app gives you a rebate on a purchase or provides a coupon for an additional discount. Some apps offer points that can be redeemed as a price break on subsequent purchases. Here are a few that I use
Dosh
By linking a credit or debit card to the app, cash-back offers at local restaurants and online stores are deposited into the Dosh wallet. Cash can then be transferred into bank accounts, PayPal or Venmo. Earn automatic rebates without scanning receipts! I usually get cash back when I eat out or purchase at Staples or similar stores. Use this link and get extra money when you sign up and link your first card! https://link.dosh.cash/ELLENM24
Fetch Rewards
Fetch Rewards has risen in popularity, particularly when it comes to saving on groceries. Scan your receipt, or submit an eReceipt, and you’ll earn rewards points redeemable for gift cards. So easy! Get $2.00 in rewards when you sign up using this referral code: CW5FD at https://www.fetchrewards.com/
Upside
This app aims to provide cash-back offers from grocery stores, restaurants and — perhaps most notably — gas stations. It will let you know which gas stations are participating. Link your credit cards, check in at the participating gas station and pay with that card. Boom – cash back. It also provides the service of letting you compare gas prices in your area! Click this link or use promo code ELLEN524 to get an extra 20¢/gal bonus the first time you make a purchase. https://upside.app.link/ELLEN524
Rakuten
Rakuten is a high-profile cash-back app claiming to cover 3,500 stores and issuing payment through PayPal or by check. It also features travel savings on airfare, hotels and car rentals. I use the browser extension so it alerts me on all sites that provide cash back. You go to Rakuten first, and then go to the website (Groupon, Staples, Macy’s, etc.) plus get a really good referral bonus when you refer someone! Not going to lie, this is my favorite cash app. Use this link and get $30 back on your first $30 purchase online. https://www.rakuten.com/r/ELLENM61?eeid=28187
Receipt Hog
In addition to offering cash back for shopping, this app gamifies the process with sweepstakes, surveys, bonuses and Hog Slots spins that can pay out coins. Rewards can also be redeemed for gift cards or cash to your PayPal account. Again, just snap a picture of your receipt for cash back points! Download and enter code lar77003 to earn a special bonus when you upload your first receipt. https://app.receipthog.com/r/lar77003
Ibotta
Ibotta promises cash back whether you’re shopping in person, online, or while traveling or dining out. There are no promotional codes or coupons to track. Before shopping, you search the app for offers you like and click, then upload a photo of your receipt after the purchase. You can also buy the item with a loyalty card in-store or with a supported debit card through the app. You do have to click the item before you purchase so a little more work but you can get stuff for free! You can sign up online at Ibotta.com and/or download the Ibotta App and use promo code bxahnax and we both get $10 the first time you use it! I got a free turkey, stuffing, vegetable and gravy this Thanksgiving by using the app – got to love free stuff!
With Pogo, you register your email and every bill you pay earns your cash back. You can also take pictures of your store receipts for more points. If you are really ambitious, there are surveys and extra tasks available but I tend to stick to the passive rebates via email and snapping a quick picture of my receipts. Sign up through my link and be sure to enter my code: 8NQP81. You’ll get 250 bonus pts after you’ve earned 3,000 points in the app.
https://pogocash.app.link/8NQP81
There are more money saving apps but these should keep you busy for awhile!
Not Cheap - Just Thrifty 